Govt Schemes and Programs

Name of Scheme

Micro Credit Finance

Type of Scheme

Loan

Sector

Finance

Name of Ministry

Ministry of Social Justice and Empowerment

About the Scheme

Loan upto 0.5 lakhs . interest is 2% per annum forS CA and 5% per annum for beneficiary. Within 3 years, in quarterly installments from date of each Disbursement including moratorium period.

Benefits Under the Scheme

Beneficiaries under the Central-Sector Scheme of Special Central Assistance to the Scheduled Castes Sub Plan (SCSP) funds released by Ministry of Social Justice & Empowerment to the State Governments. (NSDFC, undated) Note : On repayment of loans under Mahila Samriddhi Yojana, through the concerned SCAs, the eligible beneficiaries can avail any loan under NSFDC scheme.

Eligibility Criteria

a) The applicants should be persons belonging to Scheduled Castes

(b) Their annual family income should be below Double the Poverty Line limit as prescribed from time to time (Presently Annual Family Income of Rs.98,000/- in rural and Rs.1,20,000/- in urban areas).

Concerned Agency Institutions

1. National Schedule Castes Fianance and Development Corporation

2. Bihar State SCs Co-operative Dev. Corpn. Ltd.,

Name Of Person

1) Gyanendra Kumar Dwivedi

Designation

1) Director

Address

1) National Scheduled Castes Finance and Development Corporation, New Market Phase-II, 5th Floor, 15-N, Nellie Sen Gupta Sarani, Kolkata - 700 087

2.) Bihar State SCs Co-operative Dev. Corpn. Ltd., Malayanil Bhawan, Buddha Colony, Patna – 800 002

Email

n.a.

Phone

1) 011-23385491 (Off.) 2) 033-22521395 3) 0612-2525612

Fax

n.a.

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