Govt Schemes and Programs

Name of Scheme

Term loan

Type of Scheme

Loan

Sector

Finance

Name of Ministry

National Minority Development & Finance Corporation ltd., New Delhi

About the Scheme

Under the term loan scheme, projects costing up to Rs.5.00 lacs are considered for financing to individual beneficiary. Bihar State Minorities Financial Corporation ltd. The remaining cost of the project is met by the beneficiary. The rate of simple interest is 6% per annum. The loan amount is repayable in maximum 5 years on quarterly basis. Povides loan to the extent of 85% of the project cost The remaining cost of the project is met by the beneficiary. The rate of simple interest is 6% per annum. The loan amount is repayable in maximum 5 years on quarterly basis. ("Terms and loans scheme", n.d.)

Benefits Under the Scheme

Under the term loan scheme, projects costing up to Rs.5.00 lacs are considered for financing to individual beneficiary. Bihar State Minorities Financial Corporation ltd. The remaining cost of the project is met by the beneficiary. The rate of simple interest is 6% per annum. The loan amount is repayable in maximum 5 years on quarterly basis. Provides loan to the extent of 85% of the project cost The remaining cost of the project is met by the beneficiary. The rate of simple interest is 6% per annum. The loan amount is repayable in maximum 5 years on quarterly basis. ("Terms and loans scheme", n.d.)

Eligibility Criteria

1)The applicant should be in the age group of 18-50 years.

2) The annual income of the applicant should not be more that 1,03,000/- and 81,000/- for urban and rural areas respectively("Terms and loans", n,d,).

Concerned Agency Institutions

Bihar State Minorities Financial Corporation

Name Of Person

Mr. Rasheed Ahmad

Designation

Managing Director

Address

Div. Office : Ali Nagar ,Ward No.22 ,

Kosi, Sarsha ;

Head office: Haj Bhawan,

Patna

Email

minocorpatna@gmail.com

Phone

9304704035; 9473030592

Fax

0612-2215994

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